Securing Financing for Your Degree in Nursing

If you want to go to school for nursing, you will need to thought ahead. Going to a university will be expensive. Even though it is an investment in your future, you will need to consider it very carefully. Don’t forget to include the following costs:

• Tuition
• Required textbooks, clinical supplies, laboratory expenses, etc.
• Room and board

As a general rule, you should figure out exactly how much you will need to pay for your tuition and then multiply it times two. And don’t be surprised if your actual costs exceed your original estimate! This estimating technique will allow you some leeway for unplanned costs.

With this expanded expense figure in mind, consider where you might be able to acquire scholarships to lower or even totally eliminate the expense. Look at all of your financial resources, keeping your budget in mind. No amount of money is too diminutive and every little bit will help. Only after this process is completed should you start looking for sources of funding.

The first place to launch is at your school. Does your school offer scholarships or other financial benefit? These may not need to be nursing specific. They can be offered to students with the highest overall cumulative GPA or those that do well in a specific subject. Your guidance counselor or financial benefit office can help you view what scholarships exist, what you are eligible to apply for and how the process will work.

Another area to consider is your community. Local service organizations may offer support for good students. Is there a Lions Club in your spot? Does your community have a March of Dimes, American Legion or other community-oriented group? Check your phone book, the web or local community centers for possibilities. Rotary Clubs might also offer a scholarship program to fulfill your needs.

Hold in mind, however, that a status scholarship frequently has specific requirements. In many state-funded scholarship organizations, there are very specific rules and regulations governing who is eligible for scholarships that may limit who is eligible . Some regulations will actually work in favor of the economically- challenged, dictating that only people of low-income apply. Many states include a clause affirming that, in exchange for the scholarship, you will serve for a specified time at a medical facility in an under-served area. The minimum time is typically two years. You will need to sign a binding and non-negotiable contract.

Don’t forget to look at the federal government for available funding. Check your local congressperson’s office, go online and search, or write or e-mail the Federal Department of Education for specifics regarding possible scholarships, the terms involved and application forms. Most forms and information will be available online, simplifying and speeding up the process. You must submit your application in time and provide all required information. If you skip one area, you may lose-out on a scholarship!

There are two other potential sources of funding. Competition is fierce in these two areas. It will require high grades and dedication on your part to obtain a scholarship. The educational facility you plan to attend may cater to nursing and other scholastic fields. They may offer scholarships directed to the general student population as well as towards specific fields. Apply in as many categories as possible. This broadens your chances of obtaining a scholarship.

If your grades are extremely high, and more than one school is interested in you, you should use it to your advantage. Play the schools off of one another. Say you are not sure which school is best for you at this time. Tell them what the other school is prepared to offer you to help obtain the best offer possible.

The last choice is within the nursing profession. There are many different nursing associations such as the American Nurses Association and specialty-specific associations. Several businesses that serve the nursing field, such as nursing scrubs manufacturers, also offer scholarships. Research all of the options they have available and apply for the opportunities that best fit your needs . Gather all of the information you have found, apply to as many scholarships as possible and you may not have to pay a cent to obtain the nursing degree you are looking for!
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